How To Deal With Proceeds
Question by Pete: How to deal with proceeds from a house sale?
My father just sold his home and moved into a retirement home.
He needs about $ 3,500 per month. He receives $ 900 in social security so he would need to draw out $ 2,600 per month.
He just received a small 6 figure amount from the house sale. His only asset and hopes to live at least 5 years at the care home (he is 85).
What do I do with that money? just put it into CD’s or buy an annuity?
I’m being told by one company that I should put it all in an annuity that will pay him the $ 2,600 but would not earn any interest.
The benefit would be that if his health declined and he was placed in a nursing home, that money would be protected for his heirs and he would use medi-cal for the nursing home.
I just want to stick it in the bank, earn him some interest and hope he stays healthy until it runs out.
What to do?
Thanks
Best answer:
Answer by PepsiLime
Be very careful with investing in an annuity, some are almost legal scams with the terms that they have. Check out with a financial attorney the terms of the annuity if that’s the way you decide to go. You know that the money will be in the bank if your dad needs or wants it. Will he be able to touch the annuity money without penalty if he needs/wants it? You could try doing laddered CD’s with a bank where the money he has would be in CD’s with different maturity dates, some in 6 months, some in 1 year, some 18 months, etc.
What do you think? Answer below!
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Bleeding Kansas
Bleeding Kansas
The New York Times bestseller from the author of Fire Sale.In Kansas, three families have coexisted not-so-peacefully for more than one hundred and fifty years: the Grelliers, the Fremantles, and the Schapens. Into their lives comes Gina Haring, a relative of the Fremantles who is house-sitting the derelict family mansion while she puts her own life in order. Her lifestyle and beliefs will put her at odds with her neighbors—and test the mettle of a community being swept up in events beyond its control.
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Dropkick Murphys
Dropkick Murphys
Event on 2012-02-29 20:00:00
Supporting Acts: Frank Turner & The Sleeping Souls, The Mahones
Dropkick Murphys
Now in their 14th year, the Dropkick Murphys have risen from their basic Irish-punk roots to become a rocking & rolling, raging, green-clover machine. Dropkick Murphys are now one of the best-known rock bands in the world, thanks in part to their ability to tap into the working-class and sports fan culture that permeates Boston and the New England area but even more so due to their reputation for phenomenal live shows. Each year the band breaks house records when their live shows celebrating St. Patrick's Day go on sale. These shows are the peak of the band's touring calendar and every year fans from all over the world travel to Boston just for a chance to become part of this unique experience. In 2003 the band released a live album that has so far sold over a quarter of a million copies worldwide. This updated recording is volume two of the series comprising a "best of" or "greatest hits" from the extensive Dropkick Murphys catalog of albums. The material on this album focuses on the band's most recent titles and includes a live rendition of their most popular and instantly recognizable platinum selling single "I'm Shipping Up to Boston" as well as popular tracks like "The State of Massachusetts," the Red Sox anthem "Tessie," St Patrick's Day sing-along "Kiss Me, I'm Sh*tfaced" and the tearjerker sing-along "Forever." Recorded over six nights and seven shows in March 2009, this live CD and Hi-Def DVD package puts the band's hot-ticket live-show experience in your own home. What makes this band band truly remarkable? Their insightful lyrics? Memorable melodies? Blow-your-mind live performances? Dropkick Murphys are all of those things along with their boundless enthusiasm, infectious energy and supreme devotion to their loyal fans. Fans who have been eagerly awaiting this release.
at Emo’s
603 Red River
Austin, United States
Yonder Mountain String Band
Event on 2012-03-03 20:30:00
Music: Clubs:
When: 03/03/12 @ 8:30pm
Cost: ( adv.)
Call: 255-4646
Web: www.yondermountain.com
More Information:
YONDER MOUNTAIN STRING BAND
Saturday, March 3, 8:30pm
Orpheum Theatre
General Admission Tickets: adv dos
All Ages
Tickets on sale Friday, December 2 at 11am
Tickets available at all Ticketmaster outlets, plus B-Side Records on State Street,
charge by phone at 800.745.3000, or online at Ticketmaster.com
www.yondermountain.com
"The hard-charging Neo-Bluegrass quartet from Colorado have won surprising fame for bringing speed-metal chops and an arena-rock mindset to the old school Appalachia line-up of banjo, mandolin, guitar, and standup bass." -TheAtlantic.com
"The Yonder Mountain boys have found a formula that works: take rootsy bluegrass influences, add in some rock 'n' roll, and seek out an adventurous audience." -Paste Magazine
"Successfully bends musical expectations and delivers a powerfully varied instrumental experience." -Billboard
From December 27 – 31, 2011, Colorado-based Yonder Mountain String Band will headline The Boulder Theater in Boulder, CO. Special guests will include Futureman (of Bela Fleck and the Flecktones), Darol Anger (fiddle), Andy Hall (pedal steel, The Infamous Stringdusters), and Rushad Eggleston (cello). YMSB will kick-off the New Year with the Cabin Fever Tour heading to Southern and Midwest markets in February and March 2012. The band is currently touring in support of their latest studio album, The Show, and will showcase newly written material that'll be featured on their forthcoming full-length album due out in 2012. Additional information about the new album will be available in the coming months. YMSB's tour schedule is listed below. Interviews and photos are available upon request.
It's not often you hear of a neo-bluegrass band breaking into the national spotlight with a performance on The Late Late Show with Craig Ferguson, tour dates with Dave Matthews, and selling out 9,000 seat venues (i.e., Red Rocks Amphitheater). Yonder Mountain String Band is clearly the exception to the rule, having performed in front of more than 250,000 fans over just the past year. Now in their 13th year as a group, Yonder continues to sell-out top music venues across the country including The Fillmore (San Francisco, CA), Red Rocks Amphitheater (Denver, CO), Pepsi Center (Denver, CO), Best Buy Theater (NYC), Stubb's (Austin, TX), House of Blues (Chicago, IL) and others.
Yonder Mountain String Band is comprised of Adam Aijala (guitar, vocals), Jeff Austin (mandolin, vocals), Dave Johnston (banjo, vocals) and Ben Kaufmann (bass, vocals). With the band having one of the strongest touring bases in the industry, fans and critics alike have been drawn to both their live shows and singular studio albums. Reporting from the All Good Music Festival (2009), journalist Jarrett Vellini from CNN Showbiz Tonight notes, "The trophy for best musical set goes to Yonder Mountain String Band who, as the sun began to set, left it all on the stage for an hour and a half. The pickers from Colorado had the audience dancing and shaking, kicking up a joyful storm of dust into the cool summer sky."
Commenting on their recent studio recording The Show, Rolling Stone critic Will Hermes says, "The concept is great: liberate bluegrass' hot-shit riffing and blue-sky harmonies from its hidebound formalism and see where it flies. This Boulder, CO crew brings dazzling chops to the table." Produced by rock producer Tom Rothrock (Beck, Foo Fighters), The Show marks Yonder's second go around with Rothrock and their fifth studio album released on their independent label, Frog Pad Records. Featuring the band backed by Elvis Costello's sideman Pete Thomas on drums on six tracks, The Show includes 14 original compositions written by various band members.
Yonder has always played music by its own design. Bending bluegrass, rock and countless other influences, they've come to pioneer a sound that they alone could only champion. With a traditional lineup of instruments, they may appear to be a traditional bluegrass band at first glance but they've taken the customary old-timey instrumentation (sans the fiddle) to new heights, transcending any single genre. Yonder has become a regular performer at major music festivals like the iconic Telluride Bluegrass Festival, Northwest String Summit and DelFest as well as massive multi-stage events like Austin City Limits Festival, Bonnaroo and Rothbury.
For more information on Yonder Mountain String Band, please visit www.yondermountain.com.
at Orpheum Theatre – Madison
216 State Street
Madison, United States
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For Sale Old Manor House
For Sale: Old Manor House (free ghosts included)
Gothic collides head-on with 21st century high tech in the isolated Cornish manor house hunkered on the cliffs above the restless sea, where the dead have their own plans for the living, as American paranormal investigator, Caitlin McLeod, is about to find out, when she accepts the assignment of ‘debunking’ a haunting at Mor Alys Manor.
Growing up with paranormal entities in all shapes, sizes and species in the Victorian mansion of her eccentric Aunt Penelope Trevelyan, who probably w
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Dropkick Murphys
Dropkick Murphys
Event on 2012-02-29 20:00:00
Supporting Acts: Frank Turner & The Sleeping Souls, The Mahones
Dropkick Murphys
Now in their 14th year, the Dropkick Murphys have risen from their basic Irish-punk roots to become a rocking & rolling, raging, green-clover machine. Dropkick Murphys are now one of the best-known rock bands in the world, thanks in part to their ability to tap into the working-class and sports fan culture that permeates Boston and the New England area but even more so due to their reputation for phenomenal live shows. Each year the band breaks house records when their live shows celebrating St. Patrick's Day go on sale. These shows are the peak of the band's touring calendar and every year fans from all over the world travel to Boston just for a chance to become part of this unique experience. In 2003 the band released a live album that has so far sold over a quarter of a million copies worldwide. This updated recording is volume two of the series comprising a "best of" or "greatest hits" from the extensive Dropkick Murphys catalog of albums. The material on this album focuses on the band's most recent titles and includes a live rendition of their most popular and instantly recognizable platinum selling single "I'm Shipping Up to Boston" as well as popular tracks like "The State of Massachusetts," the Red Sox anthem "Tessie," St Patrick's Day sing-along "Kiss Me, I'm Sh*tfaced" and the tearjerker sing-along "Forever." Recorded over six nights and seven shows in March 2009, this live CD and Hi-Def DVD package puts the band's hot-ticket live-show experience in your own home. What makes this band band truly remarkable? Their insightful lyrics? Memorable melodies? Blow-your-mind live performances? Dropkick Murphys are all of those things along with their boundless enthusiasm, infectious energy and supreme devotion to their loyal fans. Fans who have been eagerly awaiting this release.
at Emo’s
603 Red River
Austin, United States
Dianne Reeves
Event on 2012-02-17 19:00:00
Four-time Grammy Award winner Dianne Reeves, "the only jazz singer with a voice big enough to rival Sarah Vaughan's" (The New York Times), returns to the Center for a special jazz performance.
- Feb 17, 2012
- Terrace Theater
- 75 minutes
- .00
Tickets are not yet on sale Tickets go on sale December 7, 2011 to the public – Remind Me;
November 28, 2011 to Kennedy Center Members
Not a member? Join today to receive priority purchasing and other benefits!
at Kennedy Center Opera House
2700 F Street NW
Washington, United States
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